Home prices are expected to appreciate on average by 3.35% per year. They’re also expected to grow by 24.34% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey. So, what does this mean for homeowners and their equity position? As an example, let’s assume a young couple purchases and closes on a $250,000 home […]
When you look at the world’s most successful people, one thing they have in common is a mentor who believed in them and supported them. For our guest, that person was his grandfather. What are the lessons he learned from his grandfather’s inspirational life story? What are the steps you can take to change something […]
CoreLogic’s latest Equity Report revealed that “over the past 12 months, 712,000 borrowers moved into positive equity.” This is great news, as the share of homeowners with negative equity (those who owe more than their home is worth), has dropped more than 20% since the peak in Q4 of 2009 (26%) to 4.9% today. […]
Many middle-aged people I talk to feel stuck, whether it’s in their relationships, finances or health. What is causing this struggle? What are some of the steps we can take to overcome it? On this episode, mortgage industry veteran, author, trainer, and coach, Jen Du Plessis, shares how to avoid plateauing in business and life. […]
Homeownership is a major part of the American Dream. As evidence of that, 91% of Americans believe that owning a home is either essential (43%) or important (48%) to achieving that “dream.” In a market where some people may be unsure about the benefits and possibilities of buying a home, it is important that we […]
In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved […]
As home values continue to increase at levels greater than historic norms, some are concerned that we are heading for another crash like the one we experienced ten years ago. Lenient lending standards of the previous decade (which created false demand) no longer exist. But what about prices? Are prices appreciating at the same rate […]
We often feel so much pressure to excel in our businesses that we allow our personal relationships to fall by the wayside. How can you maintain focus on the things that really matter? What should you be working on to rebuild your personal and romantic life? On this episode, Brandy and Lance Salazar of Legendary […]
Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership,” which revealed that “eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent.” Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the down payment funds […]
Success doesn’t mean much if you’re not happy with who you are. How can you foster personal growth, alongside career success? Can you overcome negative thoughts that keep you from becoming the person you want to be? On this episode, author of Real Estate Good Life, Bart Vickrey, shares how he’s achieved business freedom and […]
We’re a 36 years young mortgage firm where EVERYONE MATTERS. Our goal is not to become the largest company, but the one with the greatest impact. To us, making a daily difference in the lives of our teammates, referral partners and our customers is what makes the work that we do so worthwhile and meaningful.