Most people don’t recognize when the passion for their work isn’t strong anymore, and they don’t know what to do about it. When we find ourselves in that place, how can we reignite the fire? What are the things we should build our schedules and lives around? Why is our “Big Why” such a key […]
In school, we all learned the theory of supply and demand. When the demand for an item is greater than the supply of that item, the price will surely rise. SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 3.8-month supply. This is considerably lower than the 6-month supply […]
Buying your first home can seem like a Herculean effort. Simply getting the right documents in order and understanding your down payment options can feel overwhelming, and you haven’t even started looking at houses and comparing floor plans or school zones yet. More than 5 million people buy existing homes every year, though, so the journey is […]
In school, we all learned the theory of supply and demand. When the demand for an item is greater than the supply of that item, the price will surely rise. SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 3.8-month supply. This is considerably lower than the 6-month supply […]
The VA itself doesn’t loan money for veterans to buy homes; instead, it guarantees the loan. That means lenders working with veterans who qualify for VA-backed loans take on less risk, leading to lower interest rates and other more favorable terms. Veterans can use a VA home loan to purchase an existing home, whether it’s […]
Many Americans got some depressing news last week; either their tax return was not as large as they had hoped or, in some cases, they were told they owed additional money to either the Federal or State government or both. One way to save on taxes is to own your own home. According to the […]
Many Americans dream of home ownership and wonder how they can make that dream a reality. Stories of strict credit rules, high down payments, and steep closing costs have kept many deserving people from inquiring about mortgage loans. Fortunately, the Federal Housing Administration (FHA) makes getting a mortgage manageable with lenient credit requirements, low down […]
According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment. The BH&J Index is a quarterly report that attempts to answer the question: In today’s housing market, is […]
Many homeowners believe that they’re locked into a mortgage for the long run, but this doesn’t have to be the case. Refinancing your mortgage or borrowing a second mortgage at a lower interest rate or different term, can offer sizable benefits to homeownership including providing a way to save money, reduce debt obligations and build […]
Traditionally, spring is the busiest season for real estate. Buyers come out in force and homeowners list their houses for sale hoping to capitalize on buyer activity. This year will be no different! Buyers have already been out in force looking for their dream homes and more are on their way, but the challenge is […]
We’re a 36 years young mortgage firm where EVERYONE MATTERS. Our goal is not to become the largest company, but the one with the greatest impact. To us, making a daily difference in the lives of our teammates, referral partners and our customers is what makes the work that we do so worthwhile and meaningful.