our team


Rachael Gaines

Mortgage Planner | MLO# 1171443

Buying a home is most likely one of the largest investments you will make. As your Mortgage Planner, you are entrusting me to assist you in making the most educated financing decision for this life achievement.

As a professional in the mortgage industry, you can trust that I will strive for your best interests from beginning to end, and for years to come.

Some of the famous words that I choose to live by are; “people will forget what you said, forget what you did, but people will never forget how you made them feel.”


(916) 960-5499


(916) 380-5843

We’re a 34 year young boutique mortgage firm where EVERYONE MATTERS. Our goal is not to become the largest company, but the one with the greatest impact. To us, making a daily difference in the lives of our teammates, referral partners and our customers is what makes the work that we do so worthwhile and meaningful.