Open the doors to homeownership with FHA loans, a government-backed option that offers flexibility and accessibility. Ideal for first-time homebuyers and those with limited down payment funds, FHA loans provide competitive interest rates and require a lower down payment compared to conventional loans.
An FHA loan is a mortgage loan insured by the Federal Housing Administration, which is part of the U.S. Department of Housing and Urban Development (HUD). FHA loans are intended to make homeownership more accessible, especially for first-time homebuyers or individuals with lower credit scores. They typically have more flexible qualification requirements, lower down payment options , and more lenient credit score requirements. FHA loans also require mortgage insurance premiums (MIP) to be paid both upfront and on a monthly basis.
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